Insights · Development data · By indicator
credit-deposit ratio, by state
Credit-Deposit Ratio of SCBs (by Place of Sanction) · 2025 · ranked out of 35 states reporting that year
Rank 1 is the state with the highest value that year, not the best or most desirable result — a neutral ordering, never a judgement on the underlying number.
All-India (2025): 80.1%
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lowesthighest (2025)
no data this year
| Rank | State | Value |
|---|---|---|
| 1 of 35 | Andhra Pradesh | 151% |
| 2 of 35 | Tamil Nadu | 115% |
| 3 of 35 | Telangana | 112% |
| 4 of 35 | Maharashtra | 98.1% |
| 5 of 35 | Delhi | 91.8% |
| 6 of 35 | Rajasthan | 88.6% |
| 7 of 35 | Gujarat | 79.7% |
| 8 of 35 | Chhattisgarh | 79.5% |
| 9 of 35 | Madhya Pradesh | 78.3% |
| 10 of 35 | Manipur | 76.6% |
| 11 of 35 | Puducherry | 72% |
| 12 of 35 | Chandigarh | 71.9% |
| 13 of 35 | Keralam | 68.8% |
| 14 of 35 | Haryana | 68.4% |
| 15 of 35 | Karnataka | 67.7% |
| 16 of 35 | Assam | 62.7% |
| 17 of 35 | Punjab | 58.5% |
| 18 of 35 | Jammu & Kashmir | 56.9% |
| 19 of 35 | Andaman & Nicobar Islands | 52.2% |
| 20 of 35 | Nagaland | 52.1% |
| 21 of 35 | West Bengal | 51.6% |
| 22 of 35 | Mizoram | 51.5% |
| 23 of 35 | Bihar | 51.4% |
| 24 of 35 | Uttar Pradesh | 50.9% |
| 25 of 35 | Odisha | 48.1% |
| 26 of 35 | Sikkim | 43.4% |
| 27 of 35 | Ladakh | 43.3% |
| 28 of 35 | Tripura | 43.2% |
| 29 of 35 | Uttarakhand | 41.5% |
| 30 of 35 | Meghalaya | 40.3% |
| 31 of 35 | Jharkhand | 39.3% |
| 32 of 35 | Himachal Pradesh | 37.8% |
| 33 of 35 | Arunachal Pradesh | 31% |
| 34 of 35 | Goa | 26.7% |
| 35 of 35 | Lakshadweep | 12.7% |
Reporting a different year
Daman & Diu26.6% (2019)