Insights · Development data · By indicator

credit-deposit ratio, by state

Credit-Deposit Ratio of SCBs (by Place of Sanction) · 2025 · ranked out of 35 states reporting that year

Rank 1 is the state with the highest value that year, not the best or most desirable result — a neutral ordering, never a judgement on the underlying number.

All-India (2025): 80.1%

Loading map…
lowesthighest (2025)
no data this year
RankStateValue
1 of 35Andhra Pradesh151%
2 of 35Tamil Nadu115%
3 of 35Telangana112%
4 of 35Maharashtra98.1%
5 of 35Delhi91.8%
6 of 35Rajasthan88.6%
7 of 35Gujarat79.7%
8 of 35Chhattisgarh79.5%
9 of 35Madhya Pradesh78.3%
10 of 35Manipur76.6%
11 of 35Puducherry72%
12 of 35Chandigarh71.9%
13 of 35Keralam68.8%
14 of 35Haryana68.4%
15 of 35Karnataka67.7%
16 of 35Assam62.7%
17 of 35Punjab58.5%
18 of 35Jammu & Kashmir56.9%
19 of 35Andaman & Nicobar Islands52.2%
20 of 35Nagaland52.1%
21 of 35West Bengal51.6%
22 of 35Mizoram51.5%
23 of 35Bihar51.4%
24 of 35Uttar Pradesh50.9%
25 of 35Odisha48.1%
26 of 35Sikkim43.4%
27 of 35Ladakh43.3%
28 of 35Tripura43.2%
29 of 35Uttarakhand41.5%
30 of 35Meghalaya40.3%
31 of 35Jharkhand39.3%
32 of 35Himachal Pradesh37.8%
33 of 35Arunachal Pradesh31%
34 of 35Goa26.7%
35 of 35Lakshadweep12.7%
Reporting a different year
Daman & Diu26.6% (2019)